Basic Eligibility Requirements in Rhode Island

To qualify for Social Security Disability benefits in Rhode Island, you must meet both medical and non-medical criteria defined by the SSA. The eligibility requirements do not differ significantly from other states, but understanding the process locally can help you avoid mistakes.

You Must Be Medically Disabled

To qualify for disability benefits, you must have a severe medical condition that:

• Prevents you from performing substantial gainful activity (SGA)
• Has lasted or is expected to last at least 12 months, or is terminal
• Is listed in the SSA’s Listing of Impairments, or is as severe as a listed condition

Common qualifying conditions include:

• Musculoskeletal disorders (e.g., back injuries)
• Neurological disorders (e.g., multiple sclerosis, epilepsy)
• Mental health conditions (e.g., depression, anxiety, PTSD)
• Cardiovascular issues
• Cancer

You Must Meet Non-Medical Requirements

There are two main programs, each with its own non-medical criteria:

• Social Security Disability Insurance (SSDI):
• You must have earned enough work credits through taxable employment.
• Generally, you need to have worked 5 of the last 10 years.
• Your age at the time of disability may affect how many credits you need.
• Supplemental Security Income (SSI):
• You must have limited income and resources.
• SSI does not require a work history.
• Your assets must generally be under $2,000 for individuals or $3,000 for couples.

You Must Be a Legal Resident of Rhode Island

• You must reside in Rhode Island when applying for benefits.
• Your claim will be reviewed by the Rhode Island Disability Determination Services (DDS).

You Cannot Perform Past or Other Work

• The SSA will review whether you can do any of your past work.
• If not, they will evaluate whether you can do any other work based on your education, age, and skillset.
• If your disability prevents you from doing any type of work, you may be considered eligible.

You Must Provide Sufficient Medical Evidence

• Include detailed medical records from your treating physicians.
• Provide lab results, diagnostic imaging, and treatment history.
• Doctor’s statements about how your condition limits your work capabilities are extremely valuable.

Tips for Meeting Rhode Island’s Eligibility Requirements



• Stay consistent with medical treatment and keep all appointments.
• Submit all required documentation at the time of application.
• Be honest and thorough when describing your condition and work history.