Basic SSDI Eligibility Requirements

To qualify for SSDI in Rhode Island, you must meet both non-medical and medical criteria set by the SSA.

1. Work History Requirements

• You must have earned enough work credits through Social Security-covered employment
• Typically, this means working at least 5 of the last 10 years before becoming disabled
• Younger workers may qualify with fewer credits depending on their age

2. Disability Status

• Your condition must prevent you from doing substantial gainful activity (SGA)
• In 2025, this generally means not earning more than a specific monthly income limit
• Your disability must have lasted—or be expected to last—at least 12 months or result in death

Medical Requirements for SSDI

The SSA uses a five-step evaluation process to determine if your medical condition qualifies:

Step 1: Are You Working?

If you are working and earning above the SGA threshold, your application may be denied.

Step 2: Is Your Condition Severe?

Your condition must significantly limit your ability to perform basic work-related activities.

Step 3: Does Your Condition Meet a Listing?

SSA maintains a “Blue Book” of qualifying conditions. If your condition matches one of these listings, you could automatically qualify.

Step 4: Can You Do Past Work?

SSA will examine if you can still perform any of your previous jobs despite your condition.

Step 5: Can You Do Any Work?

SSA considers your age, education, work experience, and condition to determine if you can perform any other type of work.

Common Qualifying Medical Conditions

While many conditions may qualify, the most commonly approved SSDI cases in Rhode Island include:

• Musculoskeletal disorders (e.g., back injuries, arthritis)
• Cardiovascular diseases
• Neurological conditions (e.g., epilepsy, multiple sclerosis)
• Mental health disorders (e.g., depression, anxiety, schizophrenia)
• Respiratory conditions
• Cancer

Proper documentation and medical support are critical to proving eligibility.

What Documentation Is Needed

To support your SSDI application, gather the following:

• Complete medical records from all treating providers
• Test results, imaging scans, and lab work
• Work history reports and job descriptions
• A statement from your treating physician about your work limitations