Step-by-Step Disability Benefit Process in Rhode Island

1. Determine Your Eligibility

• SSDI: Requires a sufficient work history where you paid Social Security taxes.
• SSI: Based on financial need, no work history required.

Eligibility also requires:

• A medical condition that prevents you from working.
• A disability expected to last at least 12 months or result in death.

2. Gather Required Documentation

Prepare all necessary documents before applying:

• Medical records, doctors’ notes, test results.
• Work history and income statements.
• Social Security number, birth certificate, and banking information (for direct deposit).

3. Submit Your Application

You can submit your application in Rhode Island:

• Online at www.ssa.gov.
• By phone at 1-800-772-1213.
• At your local Rhode Island Social Security office.

Ensure your application is complete and truthful to prevent delays or denials.

4. Application Review by DDS

After submission, the Disability Determination Services (DDS) office in Rhode Island will:

• Review your medical records.
• May require a Consultative Exam (CE) if additional information is needed.
• Make a decision based on SSA’s five-step disability evaluation process.

5. Receive a Decision

• You will receive a decision letter by mail.
• If approved, benefits will start from your established onset date.
• If denied, you have the right to appeal within 60 days.

6. Appeals Process (If Needed)

If your claim is denied, you can:

• Request Reconsideration.
• Request a Hearing before an Administrative Law Judge (ALJ).
• Appeal to the Appeals Council or federal court if necessary.